Employee Benefits

Amazing benefits to help you be your best at work and at home.

MPW Employee Perks

The perks of being an MPW employee don’t stop at providing meaningful work for the community and collaborating with great people. We also offer competitive salaries and top-notch benefits packages including:

Compensation

Pension Plan

While you’re employed by MPW, you earn a pension benefit. The Utility contributes to the plan on your behalf.

457 Plan (like a 401k)

A Deferred Compensation 457 Plan is offered to employees who want to save money for retirement on a tax-deferred basis. You can begin contribution with your first payroll period.

Health & Wellbeing

Medical Insurance

As a full-time MPW employee, you’re offered excellent comprehensive health insurance, including spouse and eligible dependent coverage, at competitive rates. You can choose from low deductible, high deductible, health saving accounts or flex spending accounts. Wellmark creates and publishes machine-readable files on behalf of Muscatine Power and Water’s Health Plan. View MPW’s health plan files here.

Dental Insurance

You’ll be offered dental coverage for you, your spouse, and your eligible dependents that has the power of a national network of providers backed by local service teams located here in Iowa.

Vision Insurance

As a full-time MPW team member, you can enjoy great vision insurance—plus coverage options for your spouse and eligible dependents—all at competitive, budget‑friendly rates.

Flexible Spending Accounts

Flexible Spending Accounts are a way for you to save money by setting aside pre-tax dollars to pay for out-of-pocket health care expenses for you, your spouse, and your eligible dependent’s approved medical care expenses.

Life Insurance

MPW provides Life Insurance to you at no cost. You also have the option of purchasing additional Supplemental/Voluntary Life Insurance for you, your spouse, and your eligible dependents.

Long-term Disability Insurance

Long-term disability coverage is designed to help you meet your financial needs if you become unable to work due to non-work-related injury or illness.

Time Off

Paid Vacation Time

We know regular time away from work is essential to employees to recharge. MPW is proud to offer a competitive vacation package to promote work/life balance.

Paid Holidays

Because we value work-life balance and care about our employees being with family and friends on holidays, we grant 9 paid holidays each year.

Personal Time

Personal time gives employees flexibility to take paid time off for personal needs or life events that don’t fall under sick or vacation leave.

Paid Sick Leave

We understand life happens – we’re proud to provide a rich sick leave accrual which allows you uninterrupted pay for personal illness and injury.

Development as an MPW Professional

Employee Assistance Program

A free and confidential benefit that provides employees and their families access to professional support for personal, family, or work‑related challenges, including counseling, stress management, financial and legal resources, and referrals for additional care.

Educational Assistance & Professional Development

Our Educational Assistance Program supports professional and personal development through formal education so that employees can maintain and improve job-related skills or enhance their ability to compete for other jobs at MPW.

Wellness Benefit

Supporting employees’ physical, mental, financial and family well‑being through activities, education and reimbursement for eligible wellness purchases that encourage healthy lifestyle choices.